• One-Time Closing! Only pay the closing cost once
• Lock in your rate upfront and avoid interest rate risk
• FHA, VA, and Conventional options
• 0% Down up to $822,375(VA ONLY)
• 3.5% Down up to FHA County Limits($356,362-822,375) 
• 10% Down on Second homes
• FICO 680+
• Loans must include building no Lot/Land Loans 
• Maximum of 10-acres per build site
• Stick Built and Modular Homes ONLY
• NO log homes or metal homes (barndominium)
• Tear Down and Rebuilds do qualify
• No self-build or owner builders. The builder must be approved. 
• Does Not allow ADUs (Accessory Dwelling Unit – Granny Flat/Garage Conversions/Basement)
• Now lending in all 50 States

Construction loans are different animals.  They have different rules and qualifying criteria.  No feeling is worse than not qualify for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess.  All of the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want Construction Loan Specialist to contact you? we’ve made it really easy. Drop your name and phone number in the form on this page and we’ll let him know you’re looking for him.