• 700 Credit Score Required
• 10% down up to $3,000,000
• 20% down on Lot Loans
• Fixed and ARMs terms available
• May use lot purchase as a downpayment
• 18-24 month construction periods with extensions available  
• Interest-only during construction
• Primary home OR secondary home
• Owner Builder projects are NOT Eligible
• Commercial/investment properties are not eligible
• Mobile, Manufactured, or Modular Homes are not eligible
• Not Eligible for VA or FHA programs

Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualifying for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. All the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Construction Loan Specialist to contact you? We’ve made it easy. Drop your name and phone number in the form on this page, and We’ll let him know you’re looking for him.