• 720 credit score required
• 10% down up to $750,000
• 20% down up to $1.5 million 
• 25% down up to $2 million
• Loans up to $10 million are available 
• Primary residence and Second homes only
• May use lot purchase as a down payment
• Major renovation loans are available
• 12-24 month Build periods are available 
• 30 year fixed One-Time-Close or ARM (5/1, 7/1 & 10/1)
• One-time closing automatically converts to permanent financing at the end of construction
• Interest-only payments during construction
• No prepayment penalty
• No Spec or Investment Builds
• No Owner Builder
• No Pre Starts
• No Modular, Mobile for Manufactured homes

Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualifying for the loan. Especially after you are committed to a lot. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want Construction Loan Specialist to contact you? We’ve made it really easy. Drop your name and phone number in the form on this page and We’ll let him know you’re looking for him.