• Minimum 680 credit score required
• One-Time Closing! Loans convert to permanent financing at the end of construction
• Construction period of 8-12 months
• Present equity in home credited for a renovation loan
• 90% LTV on conventional and jumbo fixed loans
• 95% LTV on 5/1, 7/1, 10/1 AMR’s amortized over 30 years
• Both stick built and modular homes eligible
• No Self Builds must use professional builder. 
• Lock-N-Roll: “Lock” in with a low-rate ARM during construction and “Roll” to a fixed-rate mortgage before you convert to permanent financing at NO charge!
• Loan balance may be paid down at until the final draw, reducing the mortgage amount and monthly payment of your permanent loan

Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualify for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this site specialize with Construction Loans ONLY. They are battle tested, seasoned, and recommended by your peers. Give them a call!

Do you want Construction Loan Specialist to contact you? I’ve made it real easy. Drop your name and phone number in the form on this page and I’ll let him know you’re looking for him.