Products Offered – One-Time Close Construction and Renovation

One Time Close:

• Conventional, FHA, and VA are available
• Primary Residence, Second homes, and Investment properties
• Down payments, required credit scores, and Loan-To-Values vary by program selected. 
• 12-18 month construction periods available
• One-time closing automatically converts to permanent financing at end of construction
• Equity in Lot goes towards the down payment
• No Owner Builders
• No pre-starts

Renovation:

• 97% LTV available
• Fixed rates and ARMs available
• FHA 203(k), Fannie Mae HomeStyle Renovation, Freddie Mac CHOICERenovation, and “Easy Path” Reno are available

Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualifying for a loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. All the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!

Do you want a Construction Loan Specialist to contact you? We’ve made it really easy. Drop your name and phone number in the form on this page, and we’ll let him know you’re looking for him.